#CTCM: CAL TITLE CRUSH MONTHLY
For March, we are proud to introduce out of our Orange County office:
Manny Manuel is the current Title Officer and Assistant Vice President of California Title Company of Orange County and has been with California Title Company since 2002. Manny has over 20 years of experience in the title industry, starting when he was 16 as a document printer for Fidelity National Title and has worked his way up to his current position. While working in the Customer Service Department at Orange Coast Title, Manny attended Rio Hondo College in Whittier, where he obtained an Associates of Science in Administrative Justice. He then transferred to Cal State of Long Beach and majored in Sociology and minored in Information Systems. Manny has been trained and mentored by Dave Turnbow for the last 12 years and has given Manny the tools and knowledge to be the Title Officer he is today. Manny is happily married with 4 children.
Title Officer: Chuck Bishop | California Title | San Diego, CA
Q: The property is a Single Family Dwelling. However Title is calling it a Condominium. Which is correct?
A. Both may be correct. It is important to understand that in terms of our profession “condominium” does not describe an architectural type of construction. The condominium process is just another way to divide real estate. Regarding a typical tract or subdivision, ownership is limited on the sides by the lot lines shown on the recorded map, but the center of the earth is the lower lot limit and there is no upper limit. When property is divided through the condominium process, a condominium plan is recorded and there is typically a “unit” shown on the plan; however, unlike the lot in a subdivision, the “unit” has both upper and lower limits as well as the side lines. Basically, a condominium unit is a “box,” which could be located ten stories up in a high-rise, or on the ground. Contained in that box, there may be a single family home, a mobile home, or just about any other type of improvement.