Bill Thomas | V.P, Sr. Title Officer
California Title Company | Los Angeles
Q. When a notary is taking place outside of the State of California does the new language, implemented under the new 2015 notary requirements (SB 1040), need to be affixed to the Acknowledgement?
A. If they are using their own State’s acknowledgement form it is not necessary. If they use the State of California form, the following must be affixed to the notary acknowledgement:
A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document.
Manny Manuel | Assistant Vice President, Title Officer
California Title Company | Orange County
Q: One of the parties to my closing is using a POA and said it was a ‘military POA.’ What does that mean, and how does it differ from a normal POA?
A: A Military Power of Attorney (POA) is a special form of POA that eligible members of the armed services and some others can use. What makes it special is that the form is exempt from all the various state-to-state idiosyncrasies with which a normal POA must comply in order to be used for a real estate transaction. · The principal must be on active duty in the armed forces, a person eligible to receive legal assistance (for our industry purposes generally this means immediate family members of the active duty personnel) and civilians and military contractors who are currently stationed outside of the United States. · The POA must be notarized, the notary must be a judge advocate, a civilian attorney serving the armed forces as a legal assistant, all adjutants, assistant adjutants and personnel adjutants, any member of the armed services who the particular service says can be a notary, and additional members of the military and Department of Defense who the Secretary of the Department of Defense designates can be a notary when outside the United States. · The idea behind the Military POA is to make it less difficult for our active-duty defenders to conduct their civilian affairs so that they can concentrate on their duties. Title Resources supports our troops and salutes their sacrifice and selflessness, and we are happy to assist service members and their families in any way we can. Call California Title to address any questions to the use of a Power of Attorney.
For March, we are proud to introduce out of our Orange County office:
Manny Manuel is the current Title Officer and Assistant Vice President of California Title Company of Orange County and has been with California Title Company since 2002. Manny has over 20 years of experience in the title industry, starting when he was 16 as a document printer for Fidelity National Title and has worked his way up to his current position. While working in the Customer Service Department at Orange Coast Title, Manny attended Rio Hondo College in Whittier, where he obtained an Associates of Science in Administrative Justice. He then transferred to Cal State of Long Beach and majored in Sociology and minored in Information Systems. Manny has been trained and mentored by Dave Turnbow for the last 12 years and has given Manny the tools and knowledge to be the Title Officer he is today. Manny is happily married with 4 children.
Title Officer: Chuck Bishop | California Title | San Diego, CA
Q: The property is a Single Family Dwelling. However Title is calling it a Condominium. Which is correct?
A. Both may be correct. It is important to understand that in terms of our profession “condominium” does not describe an architectural type of construction. The condominium process is just another way to divide real estate. Regarding a typical tract or subdivision, ownership is limited on the sides by the lot lines shown on the recorded map, but the center of the earth is the lower lot limit and there is no upper limit. When property is divided through the condominium process, a condominium plan is recorded and there is typically a “unit” shown on the plan; however, unlike the lot in a subdivision, the “unit” has both upper and lower limits as well as the side lines. Basically, a condominium unit is a “box,” which could be located ten stories up in a high-rise, or on the ground. Contained in that box, there may be a single family home, a mobile home, or just about any other type of improvement.